Insurance

At Hampstead Pediatric Dentistry, we believe every child deserves gentle, high-quality dental care close to home. We accept dental insurance and work hard to make the billing process as simple as possible so your family can focus on what matters — your child's comfort and healthy smile.

Insurance & Billing

We accept most major dental insurance plans and will help you maximize your benefits:

  • Claims filing — Our team handles all insurance paperwork and submits claims on your behalf
  • Benefits verification — We check your coverage before appointments and explain what's covered
  • Coverage explanation — We'll break down in-network vs. out-of-network benefits, deductibles, and co-payments in plain language
  • Treatment estimates — For specific procedures, we review your plan and provide straightforward breakdowns of insurance reimbursement and any remaining balance

What to bring to your first appointment:

  • Your child's current insurance card
  • A photo ID for verification
  • Any questions about your specific coverage

We welcome families from Hampstead, Sneads Ferry, Jacksonville, Wilmington, Burgaw, Rocky Point, Topsail, Scotts Hill, and Surf City who are looking for compassionate pediatric dental care without the drive into larger cities.

Payment Options

We accept a variety of payment methods to fit your family's needs:

  • Cash and personal checks — Always accepted for any services
  • Major credit cards — We process all major cards for your convenience
  • Third-party financing — Flexible payment plans through trusted partners
  • Clear cost estimates — We provide upfront pricing before treatment so there are no surprises

Our team is here to help you understand fees and payment choices so you can make the best decision for your child's care.

Financing Options

We offer flexible financing options to make care more accessible for every family:

  • Payment plans — Work with trusted third-party financing partners to spread costs over time
  • Budget-friendly options — We'll help you explore plans that suit your family's financial situation
  • Uninsured patient support — Upfront estimates and transparent pricing for families without dental insurance
  • Phased treatment plans — When appropriate, we can discuss alternative scheduling to make extensive treatment more manageable
  • Same-day emergency care — Flexible payment options available even for unexpected dental emergencies

No child should go without the dental care they need. We'll work with you to find a solution that ensures your child receives quality care while respecting your family's budget.

Let’s Create Brighter Smiles Together