Woman in a pink jacket sitting closely with a young child reading a book together on a couch.

Insurance & Financial Information

At Hampstead Pediatric Dentistry, we believe every child deserves gentle, high-quality dental care close to home. We accept dental insurance and work hard to make the billing process as simple as possible so your family can focus on what matters — your child's comfort and healthy smile.
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Insurance & Billing

We accept most major dental insurance plans and will help you maximize your benefits:

  • Claims filing — Our team handles all insurance paperwork and submits claims on your behalf
  • Benefits verification — We check your coverage before appointments and explain what's covered
  • Coverage explanation — We'll break down in-network vs. out-of-network benefits, deductibles, and co-payments in plain language
  • Treatment estimates — For specific procedures, we review your plan and provide straightforward breakdowns of insurance reimbursement and any remaining balance

What to bring to your first appointment:

  • Your child’s current insurance card (if applicable)
  • A photo ID for verification
  • Any questions about your specific coverage

We welcome families from Hampstead, Sneads Ferry, Jacksonville, Wilmington, Burgaw, Rocky Point, Topsail, Scotts Hill, and Surf City who are looking for compassionate pediatric dental care without the drive into larger cities.

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Person making a contactless payment with a card on a payment terminal held by another person indoors.

Payment Options

We accept a variety of payment methods to fit your family's needs:

  • Personal checks — Always accepted for any services
  • Major credit cards — We process all major cards for your convenience
  • Clear cost estimates — We provide upfront pricing before treatment so there are no surprises

Our team is here to help you understand fees and payment choices so you can make the best decision for your child's care.

Financing Options

We offer flexible financing options to make care more accessible for every family:

  • Payment plans — Work with trusted third-party financing partners to spread costs over time
  • Budget-friendly options — We'll help you explore plans that suit your family's financial situation
  • Uninsured patient support — Ask about our membership plan and flexible financing solutions for families without dental insurance.
  • Phased treatment plans — When appropriate, we can discuss alternative scheduling to make extensive treatment more manageable
  • Same-day emergency care — Flexible payment options available even for unexpected dental emergencies

No child should go without the dental care they need. We'll work with you to find a solution that ensures your child receives quality care while respecting your family's budget.

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Hampstead Pediatric Dentistry proudly accepts the CareCredit credit card for all your health, wellness, and beauty wants or needs

Help fit the care you want or need into your budget with the CareCredit health and wellness credit card. It offers flexible financing options that allow you to pay over time.*

  • Promotional financing options available
  • See if you prequalify with no impact to your credit score
  • Instant credit decisions
  • No annual fee**
  • *Subject to credit approval. Visit carecredit.com for details.
  • ** For new accounts as of 5/30/24: Purchase APR is 32.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2.
  • CareCredit is a Synchrony solution. When you go to the CareCredit website you will be subject to the Synchrony privacy policy, whichdiffers from the Hampstead Pediatric Dentistry privacy policy. You can learn more about the Synchrony privacy policy at carecredit.com.

Pricing & Benefits

New Patient Plan (Ages 4+)
Ages: 4 - 18
$696
per year
Save $330 per year!
Included Annually
1 New patient exam and screening
1 Regular exam and screening
2 Professional cleanings
2 Fluoride treatments
Routine x-rays
1 Emergency exam
Additional Benefit
10% subscription discount for family members
Save 15% on procedures completed at our practice.
Child Complete
Ages: 4 - 18
$624
per year
Save $327 per year!
Included Annually
2 Regular exams
2 Professional cleanings
2 Fluoride treatments
Routine x-rays
1 Emergency exam
Additional Benefit
10% subscription discount for family members
Save 15% on procedures completed at our practice.
Infant and Toddler Complete
Ages: 0 - 3
$528
per year
Save $283 per year!
Included Annually
2 Professional cleanings
2 Infant/Toddler Exams and Screenings
2 Fluoride treatment
1 Emergency exam
Additional Benefit
10% subscription discount for family members
Save 15% on procedures completed at our practice.

Let’s Create Brighter Smiles Together

Father and young son brushing their teeth together in front of a bathroom mirror.